Working Capital Loans

Flexible capital solutions engineered to fuel daily operations, manage inventory, cover payroll, and seize time-sensitive growth opportunities. Our working capital structures adapt to your business cycle.

Key Features

  • Funding from $10K to $5M+
  • Terms from 3 to 24 months
  • Daily, weekly, or monthly payment options
  • Fast approval and deployment
  • Flexible repayment structures
  • No prepayment penalties
Funding Range
$10K - $5M+
Approval Speed
24-48 Hours
Term Length
3-24 Months

Equipment Financing

Precision-matched financing for machinery, technology, vehicles, and specialized equipment. We structure terms that align with the asset's useful life and your ROI projections.

Key Features

  • Finance up to 100% of equipment cost
  • New and used equipment eligible
  • Terms up to 60 months
  • Competitive rates based on equipment type
  • Equipment serves as collateral
  • Preserves working capital
Funding Range
$25K - $10M+
Down Payment
0-20%
Term Length
12-60 Months

Commercial Real Estate Financing

Strategic capital for property acquisition, construction, renovation, or refinancing. We engineer loan structures calibrated to property type, location, and your investment strategy.

Key Features

  • Owner-occupied and investment properties
  • Purchase, refinance, or construction
  • Terms up to 25 years
  • Competitive rates and LTV ratios
  • Bridge and permanent financing
  • Multi-property portfolios welcome
Funding Range
$100K - $50M+
LTV Ratio
Up to 80%
Term Length
5-25 Years

Revenue-Based Financing

Engineered for businesses with variable or seasonal revenue patterns. Repayments automatically scale with your cash flow—you pay more when revenue is strong, less during slower periods.

Key Features

  • Repayment tied to revenue percentage
  • Automatic adjustment to cash flow
  • No fixed monthly payments
  • Ideal for seasonal businesses
  • Fast access to growth capital
  • Preserves equity and control
Funding Range
$50K - $3M
Revenue Share
2-10%
Term Length
6-24 Months

Business Expansion Funding

Capital precision-tuned for scaling operations, entering new markets, launching product lines, or executing strategic acquisitions. We structure funding that supports ambitious growth while managing risk.

Key Features

  • Growth-focused capital structures
  • Multi-phase funding available
  • Strategic planning support
  • Flexible deployment schedules
  • Scale with your milestones
  • No equity dilution required
Funding Range
$100K - $10M+
Approval Speed
3-7 Days
Term Length
12-60 Months

Invoice Factoring

Convert outstanding receivables into immediate working capital. We advance 70-90% of invoice value immediately, with the balance paid when your customer settles—minus our fee.

Key Features

  • Advance up to 90% of invoice value
  • Same-day funding available
  • No debt on your balance sheet
  • Credit checks on your customers
  • Recourse and non-recourse options
  • Scale with your sales growth
Advance Rate
70-90%
Funding Speed
Same Day
Factor Fee
1-5%

Basic Requirements

Most businesses qualify with these fundamental criteria.

Time in Business

Typically 6+ months of operating history. Startups may qualify with strong fundamentals.

Annual Revenue

Minimum $100K annual revenue for most products. Equipment and real estate vary by asset value.

Financial Documentation

Bank statements, tax returns, or financial statements depending on funding amount.

Credit Profile

Multiple credit tiers served. Strong revenue can offset lower credit scores.

Find Your Precision Solution

Connect with our direct lending specialists to engineer the optimal funding structure for your business.

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