PRECISION GARAGE
  • Home
  • About
  • Services
  • Contact

Terms & Conditions

Last Updated: December 2024

Acceptance of Terms

By accessing or using the website and services of Precision Garage Inc ("Company," "we," "our," or "us"), you ("User," "you," or "your") agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our website or services.

Description of Services

Precision Garage Inc is a direct business lender operating in the Financial Services industry. We provide a range of business funding solutions including, but not limited to:

  • Working Capital Loans
  • Equipment Financing
  • Commercial Real Estate Financing
  • Revenue-Based Financing
  • Business Expansion Funding
  • Invoice Factoring

All funding products are subject to credit approval, underwriting review, and applicable lending regulations.

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal representative or authorized officer of the business seeking funding
  • Provide accurate, current, and complete information as required by our application process
  • Have the legal authority to bind your business to financial agreements

Application Process

Submission of a funding application does not guarantee approval. All applications are subject to our underwriting process, which may include review of credit history, financial statements, business performance, and other relevant factors. We reserve the right to approve, decline, or modify any application at our sole discretion.

Financial Terms and Disclosures

Specific terms for each funding product—including rates, fees, repayment schedules, and total cost of capital—will be disclosed in a separate written agreement prior to funding. You agree to review all terms carefully before executing any funding agreement. All funding agreements are governed by applicable federal and state lending regulations.

User Responsibilities

By using our services, you agree to:

  • Provide truthful and accurate information in all applications and communications
  • Promptly notify us of any changes to your business or financial situation that may affect your obligations
  • Comply with all applicable laws and regulations
  • Not use our services for any unlawful or fraudulent purpose
  • Maintain the confidentiality of any account credentials

Intellectual Property

All content on this website—including text, graphics, logos, images, and software—is the property of Precision Garage Inc or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law, Precision Garage Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability for any claim arising from these terms or our services shall not exceed the amount of fees paid by you to us in the twelve (12) months preceding the claim.

Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Indemnification

You agree to indemnify, defend, and hold harmless Precision Garage Inc, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorney's fees) arising from your use of our services, violation of these terms, or infringement of any third-party rights.

SMS Terms & Conditions

The following terms apply to our SMS/MMS text messaging program:

  • Program: Precision Garage Inc offers an SMS/MMS messaging program for marketing and promotional communications about our financial products and services.
  • Consent: By opting in to our SMS program, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Precision Garage Inc sent using an automated telephone dialing system (ATDS). Your consent is voluntary.
  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Costs: Message and data rates may apply. Please check with your mobile carrier for details about your text messaging plan.
  • Opt-Out: You may opt out at any time by replying STOP to any message. After opting out, you will receive a final confirmation message and no further SMS/MMS messages will be sent.
  • Help: For assistance, reply HELP to any message or email us at michael@theprecisiongarage.com.
  • Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchasing any goods or services from Precision Garage Inc.
  • Supported Carriers: Major US carriers are supported. Carriers are not liable for delayed or undelivered messages.
  • Privacy: Your mobile information and SMS opt-in data will be handled in accordance with our Privacy Policy. We do not share your mobile information or opt-in data with third parties for marketing purposes.

Privacy Policy

Your use of our services is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

Third-Party Links

Our website may contain links to third-party websites or services. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

Dispute Resolution

Any disputes arising out of or relating to these Terms and Conditions shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise agreed upon by both parties. The arbitration shall take place in White Plains, New York. Each party shall bear its own costs, and the arbitrator's decision shall be final and binding.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to our website. Your continued use of our services after any modifications constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.

Contact Information

For questions about these Terms and Conditions, please contact us:

Precision Garage Inc
7 Pomander Dr
White Plains, NY 10607
Email: michael@theprecisiongarage.com

These Terms and Conditions are effective as of the date listed above.

Precision Garage Inc

Direct business lending engineered with precision.

7 Pomander Dr
White Plains, NY 10607

Quick Links

  • Home
  • About Us
  • Services
  • Contact

Legal

  • Privacy Policy
  • Terms & Conditions

Contact

  • michael@theprecisiongarage.com

© 2024 Precision Garage Inc. All rights reserved. | Industry: Financial Services (Direct Lenders)